Market Closed -
Xetra
11:35:12 2024-04-26 am EDT
|
5-day change
|
1st Jan Change
|
71.3
EUR
|
+2.22%
|
|
+4.55%
|
+10.29%
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Capitalization
1 |
11,164
|
8,025
|
10,754
|
11,229
|
16,682
|
18,400
|
-
|
-
|
Enterprise Value (EV)
1 |
13,433
|
10,300
|
10,754
|
11,229
|
16,682
|
22,042
|
21,942
|
21,839
|
P/E ratio
|
12.1
x
|
11.9
x
|
10.6
x
|
9.57
x
|
10.4
x
|
10.1
x
|
9.05
x
|
8.85
x
|
Yield
|
3.4%
|
4.72%
|
3.76%
|
4.51%
|
-
|
3.57%
|
3.86%
|
4.2%
|
Capitalization / Revenue
|
0.34
x
|
0.23
x
|
0.28
x
|
0.25
x
|
-
|
0.35
x
|
0.33
x
|
0.3
x
|
EV / Revenue
|
0.41
x
|
0.3
x
|
0.28
x
|
0.25
x
|
-
|
0.42
x
|
0.39
x
|
0.36
x
|
EV / EBITDA
|
-
|
-
|
-
|
-
|
-
|
5.03
x
|
4.66
x
|
4.21
x
|
EV / FCF
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF Yield
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Price to Book
|
1.1
x
|
0.77
x
|
1
x
|
1.5
x
|
-
|
1.6
x
|
1.46
x
|
1.31
x
|
Nbr of stocks (in thousands)
|
252,689
|
252,680
|
252,798
|
253,351
|
258,029
|
258,061
|
-
|
-
|
Reference price
2 |
44.18
|
31.76
|
42.54
|
44.32
|
64.65
|
71.30
|
71.30
|
71.30
|
Announcement Date
|
3/16/20
|
3/15/21
|
3/14/22
|
3/15/23
|
3/21/24
|
-
|
-
|
-
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Net sales
1 |
33,054
|
34,185
|
37,863
|
44,722
|
-
|
52,176
|
56,169
|
60,461
|
EBITDA
1 |
-
|
-
|
-
|
-
|
-
|
4,385
|
4,708
|
5,182
|
EBIT
1 |
2,430
|
1,671
|
2,454
|
3,372
|
3,068
|
4,467
|
4,603
|
4,963
|
Operating Margin
|
7.35%
|
4.89%
|
6.48%
|
7.54%
|
-
|
8.56%
|
8.2%
|
8.21%
|
Earnings before Tax (EBT)
1 |
2,239
|
1,473
|
2,278
|
3,191
|
2,834
|
4,204
|
4,322
|
4,600
|
Net income
1 |
923
|
673
|
1,011
|
1,172
|
1,581
|
1,779
|
2,053
|
2,086
|
Net margin
|
2.79%
|
1.97%
|
2.67%
|
2.62%
|
-
|
3.41%
|
3.65%
|
3.45%
|
EPS
2 |
3.650
|
2.660
|
4.000
|
4.630
|
6.210
|
7.038
|
7.876
|
8.061
|
Free Cash Flow
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF margin
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF Conversion (EBITDA)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF Conversion (Net income)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Dividend per Share
2 |
1.500
|
1.500
|
1.600
|
2.000
|
-
|
2.545
|
2.751
|
2.993
|
Announcement Date
|
3/16/20
|
3/15/21
|
3/14/22
|
3/15/23
|
3/21/24
|
-
|
-
|
-
|
Fiscal Period: December |
2020 S1
|
2021 S1
|
2021 Q3
|
2021 Q4
|
2022 Q1
|
2022 Q2
|
2022 S1
|
2022 Q3
|
2022 Q4
|
2023 Q1
|
2023 Q2
|
2023 S1
|
2023 Q3
|
---|
Net sales
|
16,746
|
18,272
|
9,495
|
-
|
-
|
10,866
|
-
|
11,460
|
12,064
|
-
|
-
|
-
|
-
|
EBITDA
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
EBIT
|
745
|
1,333
|
506
|
-
|
630
|
728
|
1,358
|
608
|
1,406
|
-
|
914
|
1,957
|
-
|
Operating Margin
|
4.45%
|
7.3%
|
5.33%
|
-
|
-
|
6.7%
|
-
|
5.31%
|
11.65%
|
-
|
-
|
-
|
-
|
Earnings before Tax (EBT)
1 |
-
|
-
|
461
|
-
|
-
|
685
|
-
|
569
|
1,352
|
-
|
854
|
-
|
747
|
Net income
1 |
325
|
546
|
177
|
288
|
256
|
304
|
-
|
225
|
387
|
423
|
404
|
827
|
452
|
Net margin
|
1.94%
|
2.99%
|
1.86%
|
-
|
-
|
2.8%
|
-
|
1.96%
|
3.21%
|
-
|
-
|
-
|
-
|
EPS
2 |
1.290
|
2.160
|
0.7000
|
1.140
|
-
|
1.200
|
2.210
|
0.8900
|
1.530
|
1.670
|
1.990
|
3.260
|
1.790
|
Dividend per Share
|
-
|
-
|
-
|
1.600
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Announcement Date
|
8/12/20
|
8/11/21
|
11/15/21
|
3/14/22
|
5/30/22
|
8/11/22
|
8/11/22
|
11/14/22
|
3/15/23
|
5/15/23
|
8/14/23
|
8/14/23
|
11/13/23
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Net Debt
1 |
2,269
|
2,275
|
-
|
-
|
-
|
3,642
|
3,542
|
3,440
|
Net Cash position
1 |
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Leverage (Debt/EBITDA)
|
-
|
-
|
-
|
-
|
-
|
0.8306
x
|
0.7522
x
|
0.6637
x
|
Free Cash Flow
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
ROE (net income / shareholders' equity)
|
9.8%
|
6.6%
|
9.6%
|
12.9%
|
-
|
16.3%
|
15.3%
|
14.7%
|
ROA (Net income/ Total Assets)
|
0.54%
|
0.38%
|
-
|
-
|
-
|
0.7%
|
0.7%
|
0.7%
|
Assets
1 |
169,888
|
179,323
|
-
|
-
|
-
|
254,092
|
293,253
|
298,065
|
Book Value Per Share
2 |
40.20
|
41.10
|
42.60
|
29.50
|
-
|
44.70
|
48.90
|
54.30
|
Cash Flow per Share
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Capex
1 |
-
|
-
|
-
|
-
|
-
|
209
|
225
|
242
|
Capex / Sales
|
-
|
-
|
-
|
-
|
-
|
0.4%
|
0.4%
|
0.4%
|
Announcement Date
|
3/16/20
|
3/15/21
|
3/14/22
|
3/15/23
|
3/21/24
|
-
|
-
|
-
|
Last Close Price
71.3
EUR Average target price
69.1
EUR Spread / Average Target -3.09% Consensus |
1st Jan change
|
Capi.
|
---|
| +10.29% | 19.64B | | +9.73% | 110B | | +8.61% | 99.66B | | +4.48% | 97.53B | | +0.07% | 69.25B | | +18.56% | 28.19B | | -4.64% | 12.38B | | +8.95% | 10.98B | | +8.55% | 10.43B | | +19.19% | 10B |
Other Multiline Insurance & Brokers
|