Financials The South Indian Bank Limited

Equities

SOUTHBANK

INE683A01023

Banks

Market Closed - NSE India S.E. 07:43:49 2024-04-26 am EDT 5-day change 1st Jan Change
30.45 INR +0.16% Intraday chart for The South Indian Bank Limited +11.13% +14.04%

Valuation

Fiscal Period: Marzo 2019 2020 2021 2022 2023 2024 2025 2026
Capitalization 1 29,860 10,315 14,930 15,696 30,659 79,659 - -
Enterprise Value (EV) 1 29,860 10,315 14,930 15,696 30,659 79,659 79,659 79,659
P/E ratio 12 x 9.83 x 24.3 x 35.7 x 3.96 x 6.28 x 5.87 x 5.12 x
Yield 1.52% - - - 2.05% 1.4% 1.64% 1.97%
Capitalization / Revenue 1.09 x 0.31 x 0.42 x 0.48 x 0.8 x 1.65 x 1.51 x 1.32 x
EV / Revenue 1.09 x 0.31 x 0.42 x 0.48 x 0.8 x 1.65 x 1.51 x 1.32 x
EV / EBITDA - - - - - - - -
EV / FCF - - - - - - - -
FCF Yield - - - - - - - -
Price to Book 0.56 x 0.19 x 0.3 x 0.27 x 0.46 x 0.87 x 0.78 x 0.69 x
Nbr of stocks (in thousands) 1,809,682 1,809,722 1,809,722 2,092,741 2,092,741 2,616,046 - -
Reference price 2 16.50 5.700 8.250 7.500 14.65 30.45 30.45 30.45
Announcement Date 5/9/19 6/26/20 5/21/21 5/12/22 5/11/23 - - -
1INR in Million2INR
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: March 2019 2020 2021 2022 2023 2024 2025 2026
Net sales 1 27,459 33,632 35,924 32,739 38,247 48,253 52,836 60,352
EBITDA - - - - - - - -
EBIT 1 12,390 16,456 16,179 12,476 15,073 18,331 19,724 23,576
Operating Margin 45.12% 48.93% 45.04% 38.11% 39.41% 37.99% 37.33% 39.06%
Earnings before Tax (EBT) 1 3,805 1,496 866.6 -919.9 11,082 14,626 15,181 17,614
Net income 1 2,475 1,046 619.1 449.8 7,751 10,251 11,076 12,964
Net margin 9.01% 3.11% 1.72% 1.37% 20.27% 21.24% 20.96% 21.48%
EPS 2 1.370 0.5800 0.3400 0.2100 3.700 4.850 5.183 5.950
Free Cash Flow - - - - - - - -
FCF margin - - - - - - - -
FCF Conversion (EBITDA) - - - - - - - -
FCF Conversion (Net income) - - - - - - - -
Dividend per Share 2 0.2500 - - - 0.3000 0.4250 0.5000 0.6000
Announcement Date 5/9/19 6/26/20 5/21/21 5/12/22 5/11/23 - - -
1INR in Million2INR
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: March 2021 Q3 2021 Q4 2022 Q1 2022 Q2 2022 Q3 2022 Q4 2023 Q1 2023 Q2 2023 Q3 2023 Q4 2024 Q1 2024 Q2 2024 Q3 2024 Q4
Net sales - - - - - - 8,497 9,815 7,910 12,026 - - 11,820 12,006
EBITDA - - - - - - - - - - - - - -
EBIT 1 3,775 4,228 5,121 1,119 2,800 2,879 3,168 4,257 2,032 5,616 4,902 4,343 4,160 4,232
Operating Margin - - - - - - 37.29% 43.38% 25.7% 46.7% - - 35.2% 35.25%
Earnings before Tax (EBT) 1 -1,220 105.1 141.5 -2,500 -664.2 2,102 1,774 2,464 1,618 - 2,917 2,305 3,268 3,648
Net income 1 -916.2 67.9 103.1 -1,871 -503.1 2,720 1,154 2,231 1,028 3,339 2,024 2,100 2,463 2,796
Net margin - - - - - - 13.58% 22.73% 12.99% 27.77% - - 20.84% 23.29%
EPS -0.5100 0.0400 0.0500 -0.8900 -0.2400 - - - - - - - 0.3000 0.4000
Dividend per Share - - - - - - - - - - - - - -
Announcement Date 1/21/21 5/21/21 7/22/21 10/21/21 1/20/22 5/12/22 7/26/22 10/20/22 1/24/23 5/11/23 7/20/23 - - -
1INR in Million
Estimates

Balance Sheet Analysis

Fiscal Period: March 2019 2020 2021 2022 2023 2024 2025 2026
Net Debt - - - - - - - -
Net Cash position - - - - - - - -
Leverage (Debt/EBITDA) - - - - - - - -
Free Cash Flow - - - - - - - -
ROE (net income / shareholders' equity) 4.68% 1.94% 1.1% 0.77% 12.4% 14.1% 12.8% 13.3%
ROA (Net income/ Total Assets) 0.29% 0.11% 0.06% 0.04% 0.73% 0.9% 0.87% 0.93%
Assets 1 853,552 950,818 1,031,833 1,124,500 1,061,767 1,139,000 1,270,998 1,396,094
Book Value Per Share 2 29.50 30.30 27.80 28.00 31.90 35.10 39.20 44.40
Cash Flow per Share - - - - - - - -
Capex - - - - - - - -
Capex / Sales - - - - - - - -
Announcement Date 5/9/19 6/26/20 5/21/21 5/12/22 5/11/23 - - -
1INR in Million2INR
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

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