Financials Türkiye Is Bankasi

Equities

ISCTR

TRAISCTR91N2

Banks

Market Closed - Borsa Istanbul 11:09:58 2024-04-26 am EDT 5-day change 1st Jan Change
13.29 TRY +4.65% Intraday chart for Türkiye Is Bankasi +3.34% +42.23%

Valuation

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Capitalization 1 31,447 34,944 36,778 132,318 277,360 381,488 - -
Enterprise Value (EV) 1 31,447 34,944 36,778 132,318 277,360 381,488 381,488 381,488
P/E ratio 4.75 x 4.62 x 2.4 x 2.08 x 3.23 x 4.1 x 2.47 x 2.09 x
Yield - - - - - 3.94% 6.22% 6.36%
Capitalization / Revenue 1.42 x 1.17 x 0.95 x 1.3 x 2.05 x 1.67 x 1.31 x 1.02 x
EV / Revenue 1.42 x 1.17 x 0.95 x 1.3 x 2.05 x 1.67 x 1.31 x 1.02 x
EV / EBITDA - - - - - - - -
EV / FCF - - - - - - - -
FCF Yield - - - - - - - -
Price to Book 0.49 x 0.47 x 0.37 x - - 1.05 x 0.76 x 0.56 x
Nbr of stocks (in thousands) 24,999,401 24,999,401 24,999,401 25,000,000 25,000,000 25,000,045 - -
Reference price 2 1.154 1.260 1.294 5.108 9.344 13.29 13.29 13.29
Announcement Date 2/7/20 2/8/21 2/8/22 2/6/23 2/13/24 - - -
1TRY in Million2TRY
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Net sales 1 22,187 29,976 38,561 101,992 135,386 228,002 290,207 374,450
EBITDA - - - - - - - -
EBIT 1 16,678 18,179 21,923 67,963 63,157 117,988 149,664 202,320
Operating Margin 75.17% 60.65% 56.85% 66.64% 46.65% 51.75% 51.57% 54.03%
Earnings before Tax (EBT) 1 6,874 8,856 15,476 73,949 77,083 117,047 157,319 199,692
Net income 1 6,068 6,811 13,468 61,538 72,265 93,001 124,395 147,075
Net margin 27.35% 22.72% 34.93% 60.34% 53.38% 40.79% 42.86% 39.28%
EPS 2 0.2427 0.2724 0.5387 2.462 2.891 3.240 5.370 6.362
Free Cash Flow - - - - - - - -
FCF margin - - - - - - - -
FCF Conversion (EBITDA) - - - - - - - -
FCF Conversion (Net income) - - - - - - - -
Dividend per Share 2 - - - - - 0.5235 0.8260 0.8453
Announcement Date 2/7/20 2/8/21 2/8/22 2/6/23 2/13/24 - - -
1TRY in Million2TRY
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: December 2020 S1 2021 Q3 2021 Q4 2022 Q1 2022 Q2 2022 Q3 2022 Q4 2023 Q2 2023 Q3 2023 Q4 2024 Q1 2024 Q2 2024 Q3 2024 Q4
Net sales 1 14,479 7,349 13,358 16,396 25,507 26,849 31,533 33,957 34,736 34,308 42,632 58,876 66,376 69,251
EBITDA - - - - - - - - - - - - - -
EBIT - - 11,933 12,012 - - - 10,378 - 14,052 - - - -
Operating Margin - - 89.33% 73.26% - - - 30.56% - 40.96% - - - -
Earnings before Tax (EBT) 1 3,618 3,683 8,048 11,604 - 18,513 28,588 21,298 22,940 17,216 10,007 - - -
Net income 1 3,035 2,999 6,419 8,432 14,540 15,038 23,528 18,595 20,548 20,219 11,965 24,058 25,393 33,252
Net margin 20.96% 40.81% 48.05% 51.43% 57% 56.01% 74.61% 54.76% 59.15% 58.93% 28.07% 40.86% 38.26% 48.02%
EPS 2 - 0.1200 0.2568 - 0.5816 0.2406 0.9411 0.7438 - 0.8088 0.6277 0.9623 1.016 1.330
Dividend per Share - - - - - - - - - - - - - -
Announcement Date 8/7/20 11/5/21 2/8/22 5/9/22 8/8/22 11/7/22 2/6/23 8/7/23 11/6/23 2/13/24 - - - -
1TRY in Million2TRY
Estimates

Balance Sheet Analysis

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Net Debt - - - - - - - -
Net Cash position - - - - - - - -
Leverage (Debt/EBITDA) - - - - - - - -
Free Cash Flow - - - - - - - -
ROE (net income / shareholders' equity) 11.2% 10.8% 18.4% 44.2% 31.5% 29.5% 31.4% 29.5%
ROA (Net income/ Total Assets) 1.37% 1.06% 1.92% 5.27% 3.1% 3.1% 3.66% 3.73%
Assets 1 442,212 641,601 701,453 1,167,436 2,334,888 3,000,048 3,395,670 3,943,037
Book Value Per Share 2 2.350 2.700 3.450 - - 12.70 17.40 23.70
Cash Flow per Share - - - - - - - -
Capex - - - - - - - -
Capex / Sales - - - - - - - -
Announcement Date 2/7/20 2/8/21 2/8/22 2/6/23 2/13/24 - - -
1TRY in Million2TRY
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

Trading Rating
Investor Rating
ESG Refinitiv
A
More Ratings
  1. Stock Market
  2. Equities
  3. ISCTR Stock
  4. Financials Türkiye Is Bankasi