UNITED BANCORP, INC. |
Market Closed -
Other stock markets
|
5-day change | 1st Jan Change | ||
| 12.8 USD | -0.74% |
|
-2.62% | -0.34% |
| Apr. 18 | United Bancorp, Inc. Declares Second Quarter Dividend, Payable on June 20, 2024 | CI |
| Feb. 21 | United Bancorp Raises Quarterly Dividend, Declares Special Dividend | MT |
Valuation
| Fiscal Period: December | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|
| Capitalization 1 | 81.33 | 75.09 | 99.57 | 84.53 | 73.4 | 72.97 | - |
| Enterprise Value (EV) 1 | 81.33 | 75.09 | 99.57 | 84.53 | 73.4 | 72.97 | 72.97 |
| P/E ratio | 12 x | 9.48 x | 10.3 x | 9.81 x | 8.18 x | 8.05 x | 7.23 x |
| Yield | 3.81% | 4.32% | 4.11% | 5.26% | 6.35% | 5.35% | 5.51% |
| Capitalization / Revenue | 3.89 x | 3.28 x | 4.5 x | 3.47 x | 2.79 x | 2.69 x | 2.56 x |
| EV / Revenue | 3.89 x | 3.28 x | 4.5 x | 3.47 x | 2.79 x | 2.69 x | 2.56 x |
| EV / EBITDA | - | - | - | - | - | - | - |
| EV / FCF | - | - | - | - | - | - | - |
| FCF Yield | - | - | - | - | - | - | - |
| Price to Book | - | - | 1.4 x | 1.48 x | 1.19 x | 1.05 x | 0.97 x |
| Nbr of stocks (in thousands) | 5,687 | 5,697 | 5,976 | 5,742 | 5,716 | 5,703 | - |
| Reference price 2 | 14.30 | 13.18 | 16.66 | 14.72 | 12.84 | 12.80 | 12.80 |
| Announcement Date | 1/23/20 | 1/22/21 | 2/3/22 | 1/26/23 | 2/6/24 | - | - |
1USD in Million2USD
Estimates
Income Statement Evolution (Annual data)
| Fiscal Period: December | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|
| Net sales 1 | 20.91 | 22.89 | 22.11 | 24.39 | 26.29 | 27.1 | 28.45 |
| EBITDA | - | - | - | - | - | - | - |
| EBIT | - | - | - | - | - | - | - |
| Operating Margin | - | - | - | - | - | - | - |
| Earnings before Tax (EBT) 1 | 7.409 | 8.582 | 10.68 | 9.536 | 9.491 | 9.477 | 10.55 |
| Net income 1 | 6.81 | 7.953 | 9.451 | 8.657 | 8.95 | 8.719 | 9.707 |
| Net margin | 32.57% | 34.74% | 42.74% | 35.5% | 34.04% | 32.17% | 34.12% |
| EPS 2 | 1.190 | 1.390 | 1.620 | 1.500 | 1.570 | 1.590 | 1.770 |
| Free Cash Flow | - | - | - | - | - | - | - |
| FCF margin | - | - | - | - | - | - | - |
| FCF Conversion (EBITDA) | - | - | - | - | - | - | - |
| FCF Conversion (Net income) | - | - | - | - | - | - | - |
| Dividend per Share 2 | 0.5450 | 0.5700 | 0.6850 | 0.7750 | 0.8150 | 0.6850 | 0.7050 |
| Announcement Date | 1/23/20 | 1/22/21 | 2/3/22 | 1/26/23 | 2/6/24 | - | - |
1USD in Million2USD
Estimates
Balance Sheet Analysis
| Fiscal Period: December | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|
| Net Debt | - | - | - | - | - | - | - |
| Net Cash position | - | - | - | - | - | - | - |
| Leverage (Debt/EBITDA) | - | - | - | - | - | - | - |
| Free Cash Flow | - | - | - | - | - | - | - |
| ROE (net income / shareholders' equity) | 11.3% | 11.5% | 13.3% | 14.7% | 17.1% | 13.5% | 13.9% |
| ROA (Net income/ Total Assets) | 1.05% | 1.15% | 1.31% | 1.18% | 1.1% | 1.05% | 1.22% |
| Assets 1 | 648.5 | 691.6 | 721.4 | 733.6 | 813.6 | 830.4 | 795.7 |
| Book Value Per Share 2 | - | - | 11.90 | 9.930 | 10.80 | 12.20 | 13.30 |
| Cash Flow per Share | - | - | - | - | - | - | - |
| Capex | - | - | - | - | - | - | - |
| Capex / Sales | - | - | - | - | - | - | - |
| Announcement Date | 1/23/20 | 1/22/21 | 2/3/22 | 1/26/23 | 2/6/24 | - | - |
1USD in Million2USD
Estimates
EPS & Dividend
Year-on-year evolution of the PER
Year-on-year evolution of the Yield
Change in Enterprise Value/EBITDA
Trading Rating
Investor Rating
ESG Refinitiv
Sell
Buy
Mean consensus
BUY
Number of Analysts
1
Last Close Price
12.8
USD
Average target price
20
USD
Spread / Average Target
+56.30%
EPS Revisions
Annual profits - Rate of surprise
| 1st Jan change | Capi. | |
|---|---|---|
| -0.34% | 72.97M | |
| +16.61% | 210B | |
| +2.39% | 73.14B | |
| +7.99% | 54.82B | |
| +1.36% | 47.1B | |
| +13.25% | 47B | |
| +19.29% | 44.81B | |
| +10.93% | 36.6B | |
| -16.21% | 35.14B | |
| -96.60% | 32.24B |
- Stock Market
- Equities
- UBCP Stock
- Financials United Bancorp, Inc.
