WORLD ACCEPTANCE CORPORATION |
Market Closed -
Other stock markets
|
5-day change | 1st Jan Change | ||
| 140.5 USD | +2.52% |
|
+5.32% | +7.61% |
| Feb. 22 | World Acceptance Corporation announces an Equity Buyback for $30 million worth of its shares. | CI |
| Feb. 22 | World Acceptance Corporation authorizes a Buyback Plan. | CI |
Valuation
| Fiscal Period: March | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|
| Capitalization 1 | 1,038 | 394.9 | 804.9 | 1,150 | 480.5 | 799.5 | - |
| Enterprise Value (EV) 1 | 1,038 | 394.9 | 804.9 | 1,150 | 480.5 | 799.5 | 799.5 |
| P/E ratio | 28.9 x | 14.1 x | 9.81 x | 22.6 x | 23.1 x | 12.2 x | 10.6 x |
| Yield | - | - | - | - | - | - | - |
| Capitalization / Revenue | 1.91 x | 0.67 x | 1.53 x | 1.97 x | 0.78 x | 1.42 x | 1.41 x |
| EV / Revenue | 1.91 x | 0.67 x | 1.53 x | 1.97 x | 0.78 x | 1.42 x | 1.41 x |
| EV / EBITDA | - | 5,911,958 x | - | - | - | - | - |
| EV / FCF | - | - | - | - | - | - | - |
| FCF Yield | - | - | - | - | - | - | - |
| Price to Book | 1.97 x | 1.04 x | - | 3.26 x | - | - | - |
| Nbr of stocks (in thousands) | 8,863 | 7,231 | 6,203 | 5,994 | 5,768 | 5,692 | - |
| Reference price 2 | 117.1 | 54.61 | 129.8 | 191.8 | 83.29 | 140.5 | 140.5 |
| Announcement Date | 5/9/19 | 5/7/20 | 5/6/21 | 5/5/22 | 5/4/23 | - | - |
1USD in Million2USD
Estimates
Income Statement Evolution (Annual data)
| Fiscal Period: March | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|
| Net sales 1 | 544.5 | 590.1 | 525.5 | 582.4 | 616.5 | 563.3 | 567.4 |
| EBITDA | - | 66.8 | - | - | - | - | - |
| EBIT 1 | 107.8 | 61.78 | 137.1 | 99 | 77.61 | 135.8 | 146.3 |
| Operating Margin | 19.8% | 10.47% | 26.09% | 17% | 12.59% | 24.12% | 25.78% |
| Earnings before Tax (EBT) | 89.88 | 35.89 | 111.4 | 65.58 | 27.14 | - | - |
| Net income 1 | 37.24 | 30.68 | 88.28 | 53.92 | 21.23 | 67.37 | 74.52 |
| Net margin | 6.84% | 5.2% | 16.8% | 9.26% | 3.44% | 11.96% | 13.13% |
| EPS 2 | 4.050 | 3.860 | 13.23 | 8.470 | 3.600 | 11.49 | 13.21 |
| Free Cash Flow | - | - | - | - | - | - | - |
| FCF margin | - | - | - | - | - | - | - |
| FCF Conversion (EBITDA) | - | - | - | - | - | - | - |
| FCF Conversion (Net income) | - | - | - | - | - | - | - |
| Dividend per Share | - | - | - | - | - | - | - |
| Announcement Date | 5/9/19 | 5/7/20 | 5/6/21 | 5/5/22 | 5/4/23 | - | - |
1USD in Million2USD
Estimates
Income Statement Evolution (Quarterly data)
| Fiscal Period: March | 2022 Q2 | 2022 Q3 | 2022 Q4 | 2023 Q1 | 2023 Q2 | 2023 Q3 | 2023 Q4 | 2024 Q1 | 2024 Q2 | 2024 Q3 | 2024 Q4 | 2025 Q1 | 2025 Q2 | 2025 Q3 | 2025 Q4 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net sales 1 | 137.8 | 148.6 | 166.3 | 157.6 | 151.2 | 146.5 | 160.8 | 139.3 | 136.9 | 137.7 | 149.4 | 140 | 138 | 139 | 150 |
| EBITDA | 22.04 | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| EBIT 1 | 20.79 | 17.88 | 34.28 | -1.078 | 11.42 | 20.45 | 46.82 | 24.6 | 33.46 | 31.21 | 46.58 | - | - | - | - |
| Operating Margin | 15.09% | 12.04% | 20.61% | -0.68% | 7.55% | 13.96% | 29.11% | 17.65% | 24.45% | 22.66% | 31.19% | - | - | - | - |
| Earnings before Tax (EBT) | 14.08 | 7.718 | 23.24 | -12.25 | -1.611 | 6.378 | 34.63 | 12.36 | 20.92 | 19.52 | - | - | - | - | - |
| Net income 1 | 12.44 | 7.327 | 18.38 | -8.803 | -1.365 | 5.759 | 25.64 | 9.539 | 16.08 | 16.66 | 25.08 | - | - | - | - |
| Net margin | 9.03% | 4.93% | 11.05% | -5.59% | -0.9% | 3.93% | 15.94% | 6.85% | 11.75% | 12.1% | 16.79% | - | - | - | - |
| EPS 2 | 1.940 | 1.140 | 2.970 | -1.530 | -0.2400 | 0.9800 | 4.370 | 1.620 | 2.710 | 2.840 | 4.350 | 1.680 | 2.950 | 2.590 | 6.090 |
| Dividend per Share | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Announcement Date | 10/26/21 | 1/25/22 | 5/5/22 | 7/27/22 | 10/27/22 | 1/26/23 | 5/4/23 | 7/21/23 | 10/20/23 | 1/19/24 | - | - | - | - | - |
1USD in Million2USD
Estimates
Balance Sheet Analysis
| Fiscal Period: March | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|
| Net Debt | - | - | - | - | - | - | - |
| Net Cash position | - | - | - | - | - | - | - |
| Leverage (Debt/EBITDA) | - | - | - | - | - | - | - |
| Free Cash Flow | - | - | - | - | - | - | - |
| ROE (net income / shareholders' equity) | 13.6% | 6.7% | 21.6% | 13.9% | 5.6% | 15.3% | 13.1% |
| ROA (Net income/ Total Assets) | 8.8% | 3.26% | 8.9% | 4.96% | 1.82% | 6.2% | 7% |
| Assets 1 | 423.1 | 941.5 | 992.2 | 1,086 | 1,168 | 1,087 | 1,065 |
| Book Value Per Share | 59.50 | 52.80 | - | 58.80 | - | - | - |
| Cash Flow per Share | - | - | - | - | - | - | - |
| Capex | - | - | - | - | - | - | - |
| Capex / Sales | - | - | - | - | - | - | - |
| Announcement Date | 5/9/19 | 5/7/20 | 5/6/21 | 5/5/22 | 5/4/23 | - | - |
1USD in Million
Estimates
EPS & Dividend
Year-on-year evolution of the PER
Change in Enterprise Value/EBITDA
Trading Rating
Investor Rating
ESG Refinitiv
C+
Sell
Buy
Mean consensus
HOLD
Number of Analysts
1
Last Close Price
140.5
USD
Average target price
132
USD
Spread / Average Target
-6.02%
EPS Revisions
| 1st Jan change | Capi. | |
|---|---|---|
| +7.61% | 799M | |
| -8.14% | 49.88B | |
| -5.25% | 30.53B | |
| +63.88% | 29.08B | |
| +20.03% | 23.38B | |
| +16.97% | 17.94B | |
| -6.99% | 11.81B | |
| +21.92% | 11.27B | |
| -20.90% | 8.31B | |
| +14.34% | 8.13B |
- Stock Market
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- Financials World Acceptance Corporation
