Zagrebacka banka d.d. Reports Earnings Results for the Third Quarter and Nine Months Ended September 30, 2022

Zagrebacka Banka d.d. is one of the Croatian leaders of banking groups. Income breaks down by activity as follows: - retail bank (60.5%): sale of classic and specialized banking products and services (leasing, factoring, insurance, etc.); - business and investments bank (27.8%); - leasing (6.1%); - other (5.6%): primarily asset management. At the end of 2020, the group manages HRK 96.9 billion of current deposits and HRK 77.6 billion of current credits. The marketing of the products and services are ensured through a network of 196 branches located in Croatia (125), Bosnia and Herzegovina (71). Net sales are distributed geographically as follows: Croatia (80.9%), Bosnia and Herzegovina (19.1%).