Company Arrow Financial Corporation

AROW

US0427441029

Banks

Analysts' Consensus

Business Summary

Sales per Business

Sales per region

Managers

Members of the board

Share class

Shareholders

Company contact information

Group companies

Sector

Ratings for Arrow Financial Corporation

EPS Revisions

Quarterly earnings - Rate of surprise

Sector Other Banks

Market Closed - Nasdaq Other stock markets 04:00:00 2024-04-29 pm EDT			5-day change	1st Jan Change
22.8 ^USD	-0.70%		-0.87%	-18.40%

02:26pm	Earnings Flash (AROW) ARROW FINANCIAL CORPORATION Posts Q1 EPS $0.45	MT
Mar. 04	Arrow Financial Unit to Acquire Berkshire Bank's New York Branch	MT

Arrow Financial Corporation is a bank holding company. The Company's banking subsidiaries include Glens Falls National Bank and Trust Company (GFNB) and Saratoga National Bank and Trust Company (SNB). The two banks provide a full range of services for individuals and small to mid-size businesses in northeastern New York State from Albany, the state's capitol, to the Canadian border. It is engaged in a range of lending activities, including commercial and industrial lending primarily to small and mid-sized companies; mortgage lending for residential and commercial properties, and consumer installment and home equity financing. It also provides retirement planning, trust and estate administration services for individuals, and pension, profit-sharing and employee benefit plan administration for corporations. GFNB's subsidiary, Upstate Agency LLC, offers insurance services, including property and casualty insurance, group health insurance and individual life insurance products.

Number of employees: 537

USD in Million	2022	Weight	2023	Weight	Delta
Community Banking 100.0 %	149	100.0 %	134	100.0 %	-10.25%

USD in Million	2022	Weight	2023	Weight	Delta
United States 100.0 %	149	100.0 %	134	100.0 %	-10.25%

Managers	Title	Age	Since
David DeMarco CEO	Chief Executive Officer	62	86-12-31
Penko Ivanov DFI	Director of Finance/CFO	55	23-02-20
Leslie Munger CMP	Compliance Officer	-	06-12-31
Andrew Wise COO	Chief Operating Officer	57	15-12-31
David D. Kaiser PRN	Corporate Officer/Principal	63	99-12-31

Members of the board	Title	Age	Since
Gary Dake BRD	Director/Board Member	63	02-12-31
David Kruczlnicki BRD	Director/Board Member	71	88-12-31
William Owens CHM	Chairman	75	15-01-11
Gregory Champion BRD	Director/Board Member	69	21-05-04
Raymond O'Conor BRD	Director/Board Member	69	16-12-31
David DeMarco CEO	Chief Executive Officer	62	86-12-31
Tenée Casaccio BRD	Director/Board Member	59	13-12-31
Colin Read BRD	Director/Board Member	65	12-12-31
Mark Behan BRD	Director/Board Member	63	16-12-31
Elizabeth Miller BRD	Director/Board Member	70	16-12-31

	Vote	Quantity	Free-Float	Company-owned shares	Total Float
Stock A	1	21,816,502	16,266,336 ( 74.56 %)	5,124,073 ( 23.49 %)	74.56 %

Name	Equities	%	Valuation
Glens Falls National Bank & Trust Co. 10.43 %	1,726,525	10.43 %	43 M $
BlackRock Advisors LLC 7.316 %	1,211,019	7.316 %	30 M $
Vanguard Fiduciary Trust Co. 4.740 %	784,638	4.740 %	20 M $
Dimensional Fund Advisors LP 3.829 %	633,877	3.829 %	16 M $
STATE STREET CORPORATION 2.261 %	374,346	2.261 %	9 M $
Geode Capital Management LLC 2.053 %	339,763	2.053 %	9 M $
Renaissance Technologies LLC 1.584 %	262,221	1.584 %	7 M $
Eaton Vance Management 1.306 %	216,261	1.306 %	5 M $
American Century Cos., Inc. 1.118 %	185,103	1.118 %	5 M $
Franklin Mutual Advisers LLC 0.8144 %	134,806	0.8144 %	3 M $

Arrow Financial Corp.

250 Glen Street

12801, Glens Falls

+518 745 1000

http://www.arrowfinancial.com

address Arrow Financial Corporation(AROW)

Name	Category and Sector
Glens Falls National Bank & Trust Co. Glens Falls National Bank & Trust Co. Regional BanksFinance Founded in 1851, Glens Falls National Bank & Trust Co. is a subsidiary of Arrow Financial Corp. (NASDAQ: AROW), a New York corporation and bank holding company. Glens Falls National Bank & Trust offers access to a full range of investments including stocks, bonds, mutual funds and annuities through their partnership with LPL Financial, a registered broker/dealer. The firm manages a wide range of individual, institutional and charitable accounts, including: Personal and Charitable Trusts; Investment Management Accounts and IRAs; Pension, Profit-Sharing and 401(k) Plans; and Other Types of Retirement Plans.	Regional Banks
Saratoga National Bank & Trust Co. Saratoga National Bank & Trust Co. Major BanksFinance Part of Arrow Financial Corp., Saratoga National Bank & Trust Co. is a financial institution that offers personal and business banking services, including checking and savings accounts, loans, credit cards, and wealth management services. The private company is based in Saratoga Springs, NY. The bank is committed to giving back to its communities through volunteering, sponsorships, and donations. It is also licensed to sell insurance in the state through its non-bank subsidiary, Upstate Agency, LLC. David S. DeMarco has been the CEO of the company since 2012.	Major Banks

Name

Category and Sector

Regional Banks

Major Banks

Trading Rating

Investor Rating

ESG Refinitiv

D+

More Ratings

Sell

Buy

Mean consensus

HOLD

Number of Analysts

Last Close Price

22.8 USD

Average target price

26 USD

Spread / Average Target

+14.04%

Consensus

Estimates Revisions

Company calendar

Financials

Banking & Investment Services

Banking Services

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