Solera National Bancorp, Inc. reported unaudited consolidated earnings results for the fourth quarter and year ended December 31, 2017. For the quarter, the company reported interest and dividend income was $1,473,000 against $1,175,000 a year ago. Total interest income was $1,743,000 against $1,442,000 a year ago. Net interest income was $1,353,000 against $1,107,000 a year ago. Net interest income after provision for loan and lease losses was $1,353,00 against $1,107,000 a year ago. Net income before taxes was $511,000 against loss of $124,000 a year ago. Net loss was $279,000 or $0.10 per share against $2,085,000 or $0.77 per share a year ago. Negative return on average assets was 0.65% against positive return on average assets of 5.46% a year ago. Negative return on average equity was 4.65% against positive return on average equity of 37.43% a year ago. For the year, the company reported interest and dividend income of $5,211,000 against $4,384,000 a year ago. Total interest income was $6,292,000 against $5,477,000 a year ago. Net interest income was $4,845,000 against $4,177,000 a year ago. Net interest income after provision for loan and lease losses $4,845,000 against $4,177,000 a year ago. Net income before taxes was $1,711,000 against $918,000 a year ago. Net income was $509,000 or $0.19 per share against $3,127,000 or $1.15 per share a year ago. Tangible book value per share as at December 31, 2017 was $8.67 against $8.39 s at December 31, 2016. Return on average assets was 0.31% against 2.12% a year ago. Return on average equity was 2.14 % against 14.42% a year ago.