Solera National Bancorp, Inc. reported unaudited consolidated earnings results for the third quarter and nine months ended September 30, 2018. For the quarter, the company reported total interest income of $2.302 million compared to $1.605 million a year ago. Net interest income was $1.874 million compared to $1.236 million a year ago. Net income before taxes was $0.848 million compared to $0.452 million a year ago. Net income was $0.649 million or $0.16 per share compared to $0.296 million or $0.11 per share a year ago. Return on average assets was 1.18% compared to 0.71% a year ago. Return on average equity was 7.58% compared to 4.94% a year ago. Tangible book value per share was $8.47 compared to $8.79 a year ago. The decline over prior year is primarily due to an increase in the number of shares outstanding by 1,332,307, representing the additional shares sold during the first half of 2018 in the Company’s rights offering. For the nine-months ended September 30, 2018, the Company reported net income of $1.49 million, or $0.44 per share, compared to $788,000, or $0.29 per share for the nine-months ended September 30, 2017. Net interest income after provision for loan and lease losses of $4.54 million increased $1.05 million, or 30% for the nine-months ended September 30, 2018 compared to the same period last year, despite the additional $481,000 in provision expense during the nine-months ended September 30, 2018.