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PRESS RELEASE FOR IMMEDIATE RELEASE


Bank of the James Expands Commercial Business Office in Charlottesville Jason Witt and Hope Rana Assume New Roles


Charlottesville, Virginia, November 24, 2015 - Jason Witt has joined Bank of the James in Charlottesville as Vice President and Consumer/Mortgage Loan Officer. Mr. Witt transferred to the Charlottesville area from Lynchburg in July 2015.


Mr. Witt joined Bank of the James in Lynchburg in September 2001 and has been a consumer lender since 2004. He is a graduate of Brookville High School in Lynchburg and attended Central Virginia Community College. Mr. Witt is currently a board member of End Station Theatre in Lynchburg and was the former board president of The Arc of Central Virginia.


Hope Rana joined Bank of the James as Vice President and Commercial Relationship Manager this November.


With ten years of financial experience, Ms. Rana was previously employed with SunTrust Bank in Charlottesville where she served as Vice President of Commercial Banking. She is a graduate of the University of Virginia.


Active in the Charlottesville community, Ms. Rana is presently a mentor for Community Investment Collaborative and is a volunteer for the Alzheimer's Association and the Ishan Gala Foundation in Charlottesville. She is a 2013 graduate of Leadership Charlottesville, a selection based program through the Charlottesville Chamber of Commerce.


Bank of the James has a commercial banking office in Charlottesville at 1430 Rolkin Court. The bank offers consumer and business lending and mortgage programs.


About the Company

Bank of the James, a wholly owned subsidiary of Bank of the James Financial Group, Inc., serves its customers from offices in Lynchburg, Amherst, Bedford, Altavista, Charlottesville, Harrisonburg and Roanoke. Founded in 1999, the bank offers a full line of commercial and personal banking services, commercial lending, residential mortgage lending, personal lending, and investment services from these offices. Bank of the James Financial Group, Inc. common stock is listed under the symbol 'BOTJ' on the NASDAQ Stock Market, LLC. For more information, please visit the bank's website at www.bankofthejames.com.


Contact: Vickie D. Spencer, Vice President and Community Relations Director vspencer@bankofthejames.com (434) 455-7513

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